DimePay Card Tokenization

Keep the customer. Not their card number.

Turn card details into secure payment tokens, connect them to customer profiles, and make authorized repeat payments simpler.

Customer vault
Protected

Customers

Saved payment method

Alicia Morgan

Visa

•••• •••• •••• 4242

Token

tok_••••4242

Card number replaced with a secure payment token.

Select a customer to preview a saved payment method.

Ready when customers return

One saved method. More ways to get paid.

Repeat customers

Let returning customers pay without entering the same card details every time.

Recurring payments

Link a saved payment method to an approved recurring plan and charge on schedule.

Invoices

Apply a saved card to an invoice when the customer has authorized the payment.

Connected experiences

Use payment tokens in your own approved checkout or billing workflow through DimePay integrations.

How tokenization works

Useful for payments. Useless to anyone else.

The token stands in for the card details, so your payment workflows can recognize a saved method without passing the raw number through everyday operations.

01

Capture securely

Collect the payment method through a DimePay checkout or approved payment flow.

02

Replace with a token

The card details are represented by a secure token for future authorized transactions.

03

Charge with confidence

Select the customer and saved method when taking an approved repeat or scheduled payment.

Connected to the customer

A safer shortcut to the next payment.

Keep payment references organized with the customer, history, and billing workflow your team already uses.

Tokens instead of card numbers

Sensitive card details are replaced with a reference that works only within the intended payment environment.

One customer profile

Keep contact details, saved payment methods, invoices, and payment activity connected to the right customer.

Controlled team access

Keep sensitive payment actions behind the appropriate account access and business permissions.

Built for repeat billing

Reuse an authorized payment method for faster follow-up purchases, invoices, or scheduled charges.

Payment history in context

Review prior transactions and linked billing activity from the customer relationship they belong to.

Less sensitive data to handle

Tokenization reduces the need for your team and systems to work directly with raw card details.

One connected record

Know who paid, how, and what comes next.

Bring the information your team needs into one clear customer view, while keeping raw card details out of routine handling.

Customer details and payment methods
Repeat and scheduled payments
Invoices linked to the customer
Role-aware payment actions

Frequently asked questions

Understand what gets saved.

What is card tokenization?+

Card tokenization replaces sensitive card information with a unique reference called a token. The token can be used for an approved payment flow without exposing the original card number to your everyday business systems.

Can a token be used outside DimePay?+

A token is designed for its specific payment environment and is not a reusable copy of the card number. It has no useful payment value on its own outside the intended system.

Where can I use a saved payment method?+

Depending on your DimePay setup, a saved method can support repeat purchases, invoices, recurring payments, and approved connected billing experiences.

Do customers still control their payment method?+

Yes. A saved method should only be used with the customer's authorization. Customers can provide a new payment method when needed, and businesses should follow their agreed billing terms.

Make the next payment feel effortless.

Give returning customers a quicker way to pay while keeping sensitive card details out of your team's daily workflow.

Secure payment tokensConnected customer profilesBuilt for authorized repeat payments