Compare providers

See what you could keep with DimePay.

Pick a provider, enter your monthly card sales, and compare an estimated processing cost side by side.

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Cost calculator

Monthly card sales (USD)Average sale (USD)

DimePay

$1,070

3.7% + $0.29 online

Fygaro

$1,500

5.5% + $0.25

Estimated savings: $430 a month, $5,160 a year

A 1% Fygaro fee applies on top of the 4.5% card rate set by your local bank, plus the $0.25 gateway fee.

Rates at a glance

What each provider publishes.

DimePay

Online 3.7% + $0.29. In-person 3.5% + $0.10. No setup or monthly fees.

View pricing

Fygaro

4.5% bank rate + 1% Fygaro fee + $0.25 per transaction

Monthly: Monthly plan subscription

A 1% Fygaro fee applies on top of the 4.5% card rate set by your local bank, plus the $0.25 gateway fee.

Source

PowerTranz

4.5% bank acquiring rate + $0.18 per transaction

Monthly: US$205 per month platform fee

A gateway used through partner banks, with a US$205 monthly platform fee on top of the bank rate.

Source

Tilopay

4.25% + $0.35 (published Costa Rica card rate)

Monthly: None

In many Caribbean markets the acquiring bank sets the rate and Tilopay's commission is added.

Source

WiPay

4.5% per transaction

Monthly: Varies

Pricing differs between Trinidad and Tobago, Jamaica, Barbados and Guyana.

Source

Amber Pay

1.5% platform fee + 3.5% bank fee (5% total)

Monthly: US$50 minimum for some banks

Requires a bank merchant account. Estimate uses 1.5% + 3.5% and the $0.25 minimum.

Source

Feature comparison

More than a gateway.

Feature	Fygaro	PowerTranz	Tilopay	WiPay	Amber Pay
No monthly platform fee				Varies	Varies
No separate bank merchant account needed			Varies
Payment links and invoices
Online storefront
Point of sale with inventory	Tap to Pay
Recurring billing	Varies			Varies
Local JMD settlement	Via bank	Via bank	Via bank

Estimates use publicly listed rates as of October 2026 and assume all sales are card payments in USD. Competitor pricing varies by country, bank, and account and may change. Contact each provider for a quote.

Keep more of every sale.

Payments, storefront, invoices and point of sale in one account, with no monthly platform fee.

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